The 50/30/20 Budget Template
A ready-to-use monthly budget worksheet with the 50/30/20 framework built in
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What's inside
- Monthly budget worksheet with 50/30/20 targets pre-calculated
- Needs category tracker (housing, food, transportation, utilities, insurance)
- Wants category tracker (dining, entertainment, subscriptions, clothing)
- Savings category tracker (emergency fund, debt payoff, investments)
- Year-at-a-glance summary page
A note from Claire: The 50/30/20 rule works because it's simple enough to actually use. I built this template to make the math automatic — you just fill in your income and the rest follows. Most budgets fail because they're too complicated. This one isn't.
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