Terms & Conditions

Last updated: May 2025

Acceptance of Terms

By accessing or using Fiscal Word at fiscalword.com (the "Site"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use the Site.

These terms apply to all visitors, readers, and anyone who accesses or uses the Site in any way.

Not Financial Advice

This is important — please read it carefully.

All content published on Fiscal Word — including articles, guides, calculators, comparisons, and any other materials — is provided for educational and informational purposes only. It is not intended to be and should not be construed as professional financial, investment, tax, legal, or accounting advice.

Fiscal Word is not a registered investment advisor, broker-dealer, financial planner, tax professional, or licensed attorney. Nothing on this site creates a professional-client relationship of any kind.

Personal finance decisions depend heavily on your individual circumstances, goals, risk tolerance, and financial situation. What works for one person may be entirely wrong for another. Before making any significant financial decision, you should consult with a qualified licensed professional who can review your specific situation.

While we work hard to ensure our content is accurate and up to date, financial laws, regulations, product terms, and interest rates change frequently. We make no representations about the accuracy, completeness, or timeliness of any information on this site.

Intellectual Property

All content on Fiscal Word — including articles, guides, graphics, logos, and the overall design — is the property of Fiscal Word and is protected by applicable copyright and intellectual property laws.

What you may do:

  • Share links to our articles on social media or in your own content
  • Quote brief passages (a sentence or two) with clear attribution and a link back to the original article
  • Print a single copy for personal, non-commercial use

What you may not do:

  • Reproduce, copy, or republish full articles or substantial portions without our written permission
  • Scrape or systematically download our content for any purpose
  • Use our content to train AI models without our written permission
  • Remove copyright notices or attribution from our content
  • Sell or commercially exploit our content

To request permission to republish content, contact hello@fiscalword.com.

User Conduct

When using Fiscal Word, you agree to:

  • Use the Site only for lawful purposes
  • Not attempt to gain unauthorized access to any part of the Site or its infrastructure
  • Not use the Site in any way that could damage, disable, or impair it
  • Not use automated tools to scrape, crawl, or download content at scale
  • Not use the Site to transmit spam, malware, or harmful code

Affiliate Links & Third-Party Sites

Fiscal Word contains affiliate links to third-party products and services. When you click an affiliate link and complete a qualifying action, we may earn a commission. This is at no additional cost to you.

We also link to third-party sites for reference and informational purposes. These links are provided as a convenience only. We do not control third-party websites and are not responsible for their content, accuracy, privacy practices, or any goods or services they provide.

The inclusion of a link to a third-party site does not constitute our endorsement of that site or its operators. Once you leave Fiscal Word via any link, you are subject to that site's terms and conditions and privacy policy.

See our Affiliate Disclosure for full details on how affiliate relationships work.

Disclaimer of Warranties

Fiscal Word is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

We do not warrant that:

  • The Site will be uninterrupted, error-free, or free from viruses or other harmful components
  • The information on the Site is accurate, complete, reliable, current, or suitable for any particular purpose
  • Any defects in the Site will be corrected

We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice.

Limitation of Liability

To the fullest extent permitted by applicable law, Fiscal Word and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

  • Your use of or inability to use the Site
  • Any financial decisions you make based on content found on the Site
  • Any errors or omissions in the Site's content
  • Any unauthorized access to or alteration of your data
  • Any other matter relating to the Site

This limitation applies regardless of whether we have been advised of the possibility of such damages and regardless of the theory of liability (contract, tort, strict liability, or otherwise).

Indemnification

You agree to indemnify, defend, and hold harmless Fiscal Word and its operators from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Site, your violation of these Terms, or your violation of any third-party rights.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Nevada, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Clark County, Nevada.

Changes to These Terms

We reserve the right to update these Terms and Conditions at any time. When we do, we'll update the "last updated" date at the top of this page. Your continued use of Fiscal Word after any changes constitutes your acceptance of the new terms. We encourage you to review this page periodically.

Contact

Questions about these terms? Email us at hello@fiscalword.com.