Free Financial Tools

Run the numbers yourself.

Six free calculators — no signup, saved locally on your device, no catch. Just useful math.

Debt Payoff Calculator

Calculate exactly when you'll be debt-free and how much interest you'll pay using the avalanche or snowball method.

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50/30/20 Budget Allocator

Enter your take-home pay and see how the 50/30/20 rule splits your money across needs, wants, and savings.

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Emergency Fund Calculator

Calculate exactly how much you need in your emergency fund based on your actual monthly expenses.

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Compound Interest Visualizer

See how your money grows over time with compound interest. Visualize the power of starting early.

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Credit Utilization Calculator

Calculate your credit utilization per card and overall — and see exactly how much to pay down to improve your score.

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Net Worth Tracker

Calculate your current net worth by entering your assets and liabilities. Free, no signup, saved locally on your device.

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All tools run entirely in your browser. Your inputs are saved locally on your device — never on our servers.