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The Beginner's Money Checklist

A step-by-step checklist for getting your financial foundation right — in the right order

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What's inside

  • The full financial priority order (7 steps) with explanation for each
  • Account setup checklist (checking, HYSA, 401k, Roth IRA)
  • Credit score quick-start guide
  • Emergency fund milestone tracker
  • "Financial adulting" reference card — the habits that matter most
A note from Claire: The hardest part of getting your finances together isn't any individual task — it's knowing what order to do things in. This checklist gives you that. Every item is there for a reason, and the order matters. Work through it sequentially and you'll have a real financial foundation.

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